Dear Rosey: I feel like I can never get ahead
Dear Rosey,
I’m struggling because it’s like I can never get ahead. I make decent money for a single male in his late twenties but life happens and all of a sudden, I’m drowning again in quicksand. I took an extra shift at my job, so I can visit my hometown for my friend’s birthday. So that means I had no days off in 12 days, but it was important to me to get to the celebration, and actually be able to do something. Anyway, long story short, the day I was supposed to leave, my tire was flat and I ended up missing my flight to Cali. It was already expensive, so of course I decided not to get the travel insurance, and I had to pay $150.00 extra. So, I’m looking like water and appetizers only, and the cheapest drink at all the spots we went to- which is cool, but that $150.00 really set me back. Now, I’m struggling to come from behind and make rent this month, which was due a couple of days ago. Sometimes I feel like- why am I working so hard, just to struggle, when other people are doing it the dirty way, and living their best life?
Sincerely,
Empty Bag
Dear Empty Bag,
I understand how you feel about financial hardships and struggling. There have defiantly been times in my life where I have felt the same way too. It sounds like your job allows you to pick up extra shifts and that is positive. It gives you the opportunity to be able to make some extra money when you need it, like you mentioned about being able to attend your friend’s birthday out of town. The $150 that set you back is temporary and I realize that right now your big concern is about being able to pay your rent that you are behind on. Do you have anyone you can borrow from or is there another bill you could hold off on for now in order to pay it? There are different programs which are available to help with paying utilities if that might be something that is able to help you. Life does happen and when it happens it is good to have a plan. I would like to meet with you and work out a plan. Have you ever considered making a budget that allows you to start building a “rainy day fund” it can start with just saving a small amount each paycheck? Do not let what other people are doing get you down. While other people seem to be living their best life, it isn’t always as it may seem. Try not to be discouraged I am here to help you in any way that I can.
Sincerely, Rosey
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